国产热热热精品,亚洲视频久久】日韩,三级婷婷在线久久,99人妻精品视频,精品九热人人肉肉在线,AV东京热一区二区,91po在线视频观看,久久激情宗合,青青草黄色手机视频

(Xinhua)
Updated: 2007-09-20 19:06

China's commercial banks are entering a high risk period for increasing housing mortgage loans, according to a report released by the China Construction Bank (CCB), the country's second largest commercial lender.

China's banks could face a rapid rise in mortgage delinquency rates because of the frequent lending rate hikes and cheating in housing mortgage loans, the report stated.

China has raised the benchmark one-year lending rate five times this year amid efforts to curb investment growth and cool the overheated economy.

Meanwhile, some mortgage recipients had cheated on their applications and invested their funds in the stock markets, which had more than doubled in value since the beginning of the year. Analysts believed a drop in the markets could result in more bad loans.

The combined non-performing mortgages of the CCB, the Industrial and Commercial Bank of China and the Bank of China rose to 19.24 billion yuan ($2.6 billion) by the end of 2006 from 18.44 billion yuan the year before.

The report advised the banking sector to strengthen loan application examination, set up and improve personal credit systems and raise the down-payment ratio for second home buyers.