Non-performing loans in Chinese commercial banks amounted to 592.1 billion yuan ($97.7 billion) as of the end of 2013, up 0.05% from the end of the third quarter last year, according to the China Banking Regulatory Commission on Thursday.

The NPL ratio was 1% compared with 0.97% in late September 2013.

The capital adequacy rate was 12.19%, edging up slightly from 12.18% in the third quarter last year.

Banking institutions held 151 trillion yuan in total assets and 141 trillion yuan in debt, both up nearly 13% year-on-year.