国产热热热精品,亚洲视频久久】日韩,三级婷婷在线久久,99人妻精品视频,精品九热人人肉肉在线,AV东京热一区二区,91po在线视频观看,久久激情宗合,青青草黄色手机视频

   

BIZCHINA / Top Biz News

China to build credit database
(Shenzhen Daily)
Updated: 2006-07-20 15:25

The country's central bank issued rules Tuesday to help set up a unified credit database on corporate borrowers to help banks evaluate risk.

The database would help "promote the development of the credit system, maintain financial stability and prevent lending risk," according to the bank's rules published on its Web site.

The central bank would be responsible for building and maintaining the database, which would pool credit information on corporate borrowers from commercial lenders, it said. Commercial banks would in turn use the corporate database to check the credit worthiness of borrowers once it was completed.

In January, the central bank formally launched a nationwide database to help banks check people seeking consumer loans.

Eager to promote a modern credit culture, the government has been pushing for a unified corporate credit database to help debt-ridden lenders evaluate risk as foreign competition rises.

Analysts say China has much to do to improve the country's weak credit culture and wean State banks off loans that are politically directed or influenced by government policies.

For decades, State banks have issued loans to loss-making State firms according to political rather than commercial criteria, resulting in a mountain of bad loans that have clogged the financial system. Chinese banks have been free to price their loans according to the creditworthiness of borrowers since the central bank removed the upper limits on lending rates in October 2004.


(For more biz stories, please visit Industry Updates)

 
 

大名县| 涿鹿县| 侯马市| 和龙市| 台安县| 黎城县| 泽普县| 全州县| 新干县| 饶河县| 通州区| 揭东县| 亳州市| 奇台县| 远安县| 宣化县| 布拖县| 大连市| 贵定县| 友谊县| 绥阳县| 仙居县| 剑川县| 开封县| 深水埗区| 兴业县| 镶黄旗| 沙坪坝区| 广丰县| 勐海县| 陈巴尔虎旗| 察哈| 五莲县| 漾濞| 衢州市| 潼南县| 洛川县| 繁峙县| 金湖县| 赤壁市| 潞西市|